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Winners Contents

  1. Most Effective Insurance Initiative or New Product

    Fortis Life - Your Life Plan, Real Life Cover

  2. Best Corporate Social or Environmental Responsibility Programme

    Caja Navarra - Civic Banking

  3. Best Marketing Initiative

    HSBC Bank - 2008 Mortgage Rate Matcher

  4. Best PR & Communications Initiative

    Forester Life - Children's Miracle Network

  5. Most Effective Channels Initiative

    The Royal Bank of Scotland, Global Transaction Services UK - Bankline

  6. Excellence in Governance, Risk & Compliance

    Barclays and DataFlux - DataFlux data quality and data integration platform for data governance

  7. Most Effective Partnerships Strategy

    Charity Bank - Yorkshire Deposit Bond

  8. Most Effective Cultural Transformation

    The Co-operative Financial Services - Good With Money Colleague Engagement Programme

  9. Most Effective Operations Management Initiative

    Clearlybusiness, a Barclays company - SPIRIT

  10. Most Innovative Application of Technology - Customer

    Supported by Worksmart

    Wonga.com - Cash on Demand

  11. Most Innovative Application of Technology - Employee/Systems

    Lloyds TSB Direct Channels - Your Voice

  12. Most Promising New Product - Banking

    Absa Bank - CashSend

  13. Most Promising Initiative - Financial Advice

    Living Time - Offer More Options Campaign

  14. Most Innovative Customer Experience Programme

    Charity Bank - Different Journeys

  15. Best Payments Initiative

    The Royal Bank of Scotland, Global Transaction Services UK - Bankline

  16. Technology Vendors - Most Innovative Financial Services Solution

    Algorithmics - Algo Real-time Credit Engine

    eg solutions - The eg operational intelligence® software suite

  17. ifs Award for Outstanding Innovation

    Absa Bank - CashSend